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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,054 | $185,312-21.7% | $161,489-10.2% | $154,746-6.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.65% | 103.84%-85.2pp | 89.72%-71.1pp | 172.34%-153.7pp |
| Employer contribution / active EE | $24,521 | $4,769+414.2% | $4,268+474.5% | $4,379+460.0% |
| Participant deferral / active EE | $17,750 | $6,350+179.5% | $5,630+215.3% | $6,730+163.7% |
| Admin fee / account holder | $720 | $18,654-96.1% | $16,006-95.5% | $14,365-95.0% |