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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,054 | $181,062-19.9% | $158,223-8.3% | $155,188-6.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 18.65% | 57.39%-38.7pp | 52.09%-33.4pp | 148.84%-130.2pp |
| Employer contribution / active EE | $24,521 | $4,565+437.2% | $4,109+496.8% | $4,248+477.3% |
| Participant deferral / active EE | $17,750 | $6,134+189.3% | $5,467+224.7% | $6,531+171.8% |
| Admin fee / account holder | $720 | $18,825-96.2% | $16,047-95.5% | $14,480-95.0% |