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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,266 | $183,516-55.2% | $155,534-47.1% | $145,884-43.6% |
| Participation rate | 95.7% | 82.7%+12.9pp | 78.2%+17.4pp | 80.3%+15.3pp |
| Annual return | 8.91% | 61.43%-52.5pp | 64.92%-56.0pp | 551.85%-542.9pp |
| Employer contribution / active EE | $7,320 | $5,315+37.7% | $4,675+56.6% | $4,662+57.0% |
| Participant deferral / active EE | $3,853 | $6,467-40.4% | $5,630-31.6% | $6,690-42.4% |
| Admin fee / account holder | $1,044 | $19,293-94.6% | $15,900-93.4% | $13,392-92.2% |