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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,266 | $183,627-55.2% | $155,602-47.1% | $145,978-43.6% |
| Participation rate | 95.7% | 82.7%+13.0pp | 78.2%+17.4pp | 80.3%+15.4pp |
| Annual return | 8.91% | 61.32%-52.4pp | 64.81%-55.9pp | 550.52%-541.6pp |
| Employer contribution / active EE | $7,320 | $5,316+37.7% | $4,675+56.6% | $4,662+57.0% |
| Participant deferral / active EE | $3,853 | $6,466-40.4% | $5,629-31.6% | $6,690-42.4% |
| Admin fee / account holder | $1,044 | $19,327-94.6% | $15,923-93.4% | $13,400-92.2% |