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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,320 | $201,264+48.7% | $184,185+62.5% | $145,978+105.0% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 18.29% | 29.00%-10.7pp | 28.81%-10.5pp | 550.52%-532.2pp |
| Employer contribution / active EE | $21,936 | $7,021+212.5% | $6,426+241.4% | $4,662+370.6% |
| Participant deferral / active EE | $39,373 | $9,806+301.5% | $9,132+331.2% | $6,690+488.6% |
| Admin fee / account holder | $24,383 | $16,376+48.9% | $13,909+75.3% | $13,400+82.0% |