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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,862 | $212,386+17.6% | $199,883+25.0% | $138,895+79.9% |
| Participation rate | 53.8% | 87.4%-33.5pp | 86.8%-32.9pp | 79.9%-26.1pp |
| Annual return | 29.27% | 47.75%-18.5pp | 43.81%-14.5pp | 145.39%-116.1pp |
| Employer contribution / active EE | $1,843 | $6,625-72.2% | $6,261-70.6% | $4,194-56.1% |
| Participant deferral / active EE | $8,394 | $9,617-12.7% | $9,138-8.1% | $6,396+31.2% |
| Admin fee / account holder | $0 | $18,233-100.0% | $17,268-100.0% | $12,562-100.0% |