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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,067 | $58,234+188.6% | $81,783+105.5% | $80,874+107.8% |
| Participation rate | 58.1% | 63.4%-5.4pp | 72.4%-14.3pp | 67.6%-9.6pp |
| Annual return | 16.92% | 41.70%-24.8pp | 775.05%-758.1pp | 35.62%-18.7pp |
| Employer contribution / active EE | $2,663 | $2,341+13.7% | $2,913-8.6% | $2,756-3.4% |
| Participant deferral / active EE | $4,812 | $3,283+46.6% | $4,320+11.4% | $4,297+12.0% |
| Admin fee / account holder | $2,802 | $4,982-43.7% | $7,380-62.0% | $6,935-59.6% |