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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,546 | $160,040-77.2% | $147,096-75.2% | $145,877-74.9% |
| Participation rate | 33.3% | 84.0%-50.7pp | 82.2%-48.8pp | 80.3%-47.0pp |
| Annual return | 11.79% | 98.49%-86.7pp | 419.75%-408.0pp | 551.28%-539.5pp |
| Employer contribution / active EE | $2,161 | $5,289-59.2% | $4,936-56.2% | $4,663-53.7% |
| Participant deferral / active EE | $5,309 | $8,429-37.0% | $8,071-34.2% | $6,691-20.7% |
| Admin fee / account holder | $732 | $15,050-95.1% | $13,005-94.4% | $13,402-94.5% |