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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,470 | $102,429+99.6% | $147,096+39.0% | $80,925+152.7% |
| Participation rate | 88.0% | 75.9%+12.1pp | 82.2%+5.8pp | 67.7%+20.3pp |
| Annual return | 11.41% | 135.02%-123.6pp | 419.75%-408.3pp | 35.65%-24.2pp |
| Employer contribution / active EE | $6,000 | $3,716+61.5% | $4,936+21.6% | $2,756+117.7% |
| Participant deferral / active EE | $8,094 | $6,649+21.7% | $8,071+0.3% | $4,299+88.3% |
| Admin fee / account holder | $2,570 | $7,957-67.7% | $13,005-80.2% | $6,940-63.0% |