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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,470 | $102,422+99.6% | $147,117+39.0% | $80,959+152.6% |
| Participation rate | 88.0% | 75.9%+12.1pp | 82.2%+5.8pp | 67.7%+20.3pp |
| Annual return | 11.41% | 135.16%-123.7pp | 420.54%-409.1pp | 35.67%-24.3pp |
| Employer contribution / active EE | $6,000 | $3,717+61.4% | $4,932+21.6% | $2,757+117.6% |
| Participant deferral / active EE | $8,094 | $6,652+21.7% | $8,065+0.4% | $4,300+88.2% |
| Admin fee / account holder | $2,570 | $7,953-67.7% | $12,993-80.2% | $6,925-62.9% |