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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,307 | $125,184+16.1% | $105,607+37.6% | $145,884-0.4% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 20.28% | 225.00%-204.7pp | 116.11%-95.8pp | 551.85%-531.6pp |
| Employer contribution / active EE | $5,279 | $3,720+41.9% | $3,167+66.7% | $4,662+13.2% |
| Participant deferral / active EE | $9,692 | $5,714+69.6% | $5,011+93.4% | $6,690+44.9% |
| Admin fee / account holder | $5,367 | $17,133-68.7% | $10,958-51.0% | $13,392-59.9% |