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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,307 | $125,193+16.1% | $105,591+37.6% | $145,978-0.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 20.28% | 225.53%-205.3pp | 116.43%-96.1pp | 550.52%-530.2pp |
| Employer contribution / active EE | $5,279 | $3,718+42.0% | $3,166+66.7% | $4,662+13.2% |
| Participant deferral / active EE | $9,692 | $5,708+69.8% | $5,008+93.5% | $6,690+44.9% |
| Admin fee / account holder | $5,367 | $17,277-68.9% | $11,024-51.3% | $13,400-60.0% |