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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,336 | $112,729-67.8% | $98,716-63.2% | $137,256-73.5% |
| Participation rate | 57.1% | 74.2%-17.1pp | 69.3%-12.2pp | 80.0%-22.8pp |
| Annual return | 17.13% | 38.48%-21.4pp | 31.81%-14.7pp | 220.34%-203.2pp |
| Employer contribution / active EE | $1,313 | $2,725-51.8% | $2,279-42.4% | $4,156-68.4% |
| Participant deferral / active EE | $1,908 | $4,640-58.9% | $4,048-52.9% | $6,407-70.2% |
| Admin fee / account holder | $2,632 | $10,129-74.0% | $8,703-69.8% | $12,270-78.6% |