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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,336 | $124,980-70.9% | $108,359-66.5% | $154,746-76.5% |
| Participation rate | 57.1% | 75.2%-18.0pp | 70.1%-13.0pp | 80.7%-23.6pp |
| Annual return | 17.13% | 45.00%-27.9pp | 36.89%-19.8pp | 172.34%-155.2pp |
| Employer contribution / active EE | $1,313 | $2,851-53.9% | $2,399-45.3% | $4,379-70.0% |
| Participant deferral / active EE | $1,908 | $4,743-59.8% | $4,137-53.9% | $6,730-71.6% |
| Admin fee / account holder | $2,632 | $11,502-77.1% | $9,741-73.0% | $14,365-81.7% |