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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,765 | $62,409+119.1% | $120,524+13.5% | $74,429+83.8% |
| Participation rate | 38.1% | 56.8%-18.7pp | 71.9%-33.8pp | 67.2%-29.1pp |
| Annual return | 14.66% | 18.62%-4.0pp | 107.36%-92.7pp | 1368.38%-1353.7pp |
| Employer contribution / active EE | $1,395 | $1,847-24.5% | $3,469-59.8% | $2,625-46.9% |
| Participant deferral / active EE | $2,596 | $2,888-10.1% | $4,994-48.0% | $4,348-40.3% |
| Admin fee / account holder | $1,563 | $2,394-34.7% | $9,440-83.4% | $1,944-19.6% |