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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,765 | $62,393+119.2% | $120,580+13.4% | $74,478+83.6% |
| Participation rate | 38.1% | 56.8%-18.7pp | 72.0%-33.9pp | 67.2%-29.1pp |
| Annual return | 14.66% | 18.61%-3.9pp | 107.48%-92.8pp | 1370.56%-1355.9pp |
| Employer contribution / active EE | $1,395 | $1,845-24.4% | $3,469-59.8% | $2,626-46.9% |
| Participant deferral / active EE | $2,596 | $2,886-10.0% | $4,995-48.0% | $4,350-40.3% |
| Admin fee / account holder | $1,563 | $2,396-34.8% | $9,418-83.4% | $1,946-19.7% |