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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,329 | $166,242-60.1% | $165,071-59.8% | $145,884-54.5% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.6%-7.2pp | 80.3%-8.9pp |
| Annual return | 2.31% | 100.44%-98.1pp | 70.17%-67.9pp | 551.85%-549.5pp |
| Employer contribution / active EE | $3,997 | $5,283-24.3% | $4,347-8.1% | $4,662-14.3% |
| Participant deferral / active EE | $15,530 | $6,964+123.0% | $6,035+157.3% | $6,690+132.2% |
| Admin fee / account holder | $28,483 | $16,658+71.0% | $12,695+124.4% | $13,392+112.7% |