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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,893 | $99,875-43.0% | $146,866-61.3% | $86,983-34.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 10.39% | 28.10%-17.7pp | 102.85%-92.5pp | 25.83%-15.4pp |
| Employer contribution / active EE | $3,780 | $3,224+17.2% | $4,425-14.6% | $2,584+46.2% |
| Participant deferral / active EE | $4,157 | $6,322-34.3% | $7,759-46.4% | $4,194-0.9% |
| Admin fee / account holder | $7,180 | $7,838-8.4% | $13,620-47.3% | $7,856-8.6% |