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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,334 | $106,864-36.1% | $147,318-53.6% | $82,637-17.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 15.84% | 27.49%-11.6pp | 70.43%-54.6pp | 53.51%-37.7pp |
| Employer contribution / active EE | $9,438 | $3,417+176.2% | $4,593+105.5% | $2,552+269.8% |
| Participant deferral / active EE | $5,532 | $6,496-14.8% | $7,906-30.0% | $4,126+34.1% |
| Admin fee / account holder | $6,544 | $8,415-22.2% | $13,708-52.3% | $7,339-10.8% |