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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,334 | $106,749-36.0% | $145,433-53.0% | $82,448-17.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 15.84% | 27.59%-11.7pp | 66.58%-50.7pp | 41.64%-25.8pp |
| Employer contribution / active EE | $9,438 | $3,444+174.0% | $4,554+107.2% | $2,551+270.0% |
| Participant deferral / active EE | $5,532 | $6,519-15.1% | $7,897-29.9% | $4,139+33.7% |
| Admin fee / account holder | $6,544 | $8,390-22.0% | $13,129-50.2% | $7,234-9.5% |