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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,419 | $182,442-51.0% | $163,379-45.3% | $138,895-35.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 25.46% | 72.74%-47.3pp | 63.41%-37.9pp | 145.39%-119.9pp |
| Employer contribution / active EE | $6,000 | $4,159+44.3% | $3,752+59.9% | $4,194+43.1% |
| Participant deferral / active EE | $13,625 | $6,817+99.9% | $6,282+116.9% | $6,396+113.0% |
| Admin fee / account holder | $310 | $10,396-97.0% | $9,818-96.8% | $12,562-97.5% |