Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $73,072 |
Service code 37 · EIN 04-2647786 | Loan Processing | $56,589 |
APRIO LLP2 years Service code 10 · EIN 57-1157523 | Accounting | $12,770 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,167 | $106,247+22.5% | $147,096-11.5% | $77,714+67.5% |
| Participation rate | 97.6% | 78.4%+19.2pp | 82.2%+15.4pp | 70.6%+27.0pp |
| Annual return | 21.24% | 56.87%-35.6pp | 419.75%-398.5pp | 31.26%-10.0pp |
| Employer contribution / active EE | $11,717 | $4,069+187.9% | $4,936+137.4% | $2,727+329.7% |
| Participant deferral / active EE | $12,667 | $7,996+58.4% | $8,071+56.9% | $4,649+172.5% |
| Admin fee / account holder | $389 | $338+15.0% | $13,005-97.0% | $433-10.2% |