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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,907 | $183,592+2.9% | $155,574+21.4% | $145,877+29.5% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 23.04% | 61.37%-38.3pp | 64.87%-41.8pp | 551.28%-528.2pp |
| Employer contribution / active EE | $4,547 | $5,317-14.5% | $4,676-2.8% | $4,663-2.5% |
| Participant deferral / active EE | $11,708 | $6,466+81.1% | $5,629+108.0% | $6,691+75.0% |
| Admin fee / account holder | $890 | $19,316-95.4% | $15,914-94.4% | $13,402-93.4% |