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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,907 | $183,516+2.9% | $155,534+21.5% | $145,884+29.5% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 23.04% | 61.43%-38.4pp | 64.92%-41.9pp | 551.85%-528.8pp |
| Employer contribution / active EE | $4,547 | $5,315-14.4% | $4,675-2.7% | $4,662-2.5% |
| Participant deferral / active EE | $11,708 | $6,467+81.1% | $5,630+107.9% | $6,690+75.0% |
| Admin fee / account holder | $890 | $19,293-95.4% | $15,900-94.4% | $13,392-93.4% |