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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,271 | $76,522+41.5% | $56,033+93.2% | $145,884-25.8% |
| Participation rate | 16.7% | 63.2%-46.6pp | 52.5%-35.8pp | 80.3%-63.6pp |
| Annual return | 10.78% | 3014.28%-3003.5pp | 1711.38%-1700.6pp | 551.85%-541.1pp |
| Employer contribution / active EE | $438 | $1,382-68.3% | $1,041-58.0% | $4,662-90.6% |
| Participant deferral / active EE | $2,200 | $2,624-16.2% | $1,954+12.6% | $6,690-67.1% |
| Admin fee / account holder | $604 | $3,328-81.9% | $2,827-78.6% | $13,392-95.5% |