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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,505 | $94,439+52.0% | $73,658+94.8% | $154,746-7.3% |
| Participation rate | 10.0% | 64.7%-54.7pp | 57.0%-47.0pp | 80.7%-70.7pp |
| Annual return | 16.40% | 28.25%-11.8pp | 29.72%-13.3pp | 172.34%-155.9pp |
| Employer contribution / active EE | $314 | $1,257-75.1% | $1,032-69.6% | $4,379-92.8% |
| Participant deferral / active EE | $1,434 | $2,527-43.3% | $2,062-30.5% | $6,730-78.7% |
| Admin fee / account holder | $511 | $3,843-86.7% | $3,357-84.8% | $14,365-96.4% |