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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,699 | $106,524+28.3% | $152,301-10.2% | $87,485+56.3% |
| Participation rate | 96.9% | 75.8%+21.2pp | 82.4%+14.5pp | 68.9%+28.0pp |
| Annual return | 26.50% | 26.89%-0.4pp | 80.50%-54.0pp | 26.06%+0.4pp |
| Employer contribution / active EE | $5,624 | $3,371+66.8% | $4,624+21.6% | $2,596+116.6% |
| Participant deferral / active EE | $19,280 | $6,525+195.5% | $8,004+140.9% | $4,274+351.2% |
| Admin fee / account holder | $6,461 | $8,287-22.0% | $14,398-55.1% | $7,775-16.9% |