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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,911 | $227,291-6.3% | $214,702-0.8% | $155,188+37.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 17.79% | 60.08%-42.3pp | 54.55%-36.8pp | 148.84%-131.1pp |
| Employer contribution / active EE | $3,075 | $6,772-54.6% | $6,461-52.4% | $4,248-27.6% |
| Participant deferral / active EE | $19,196 | $9,582+100.3% | $9,147+109.9% | $6,531+193.9% |
| Admin fee / account holder | $3,656 | $20,413-82.1% | $19,830-81.6% | $14,480-74.8% |