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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,473 | $75,541-76.9% | $152,093-88.5% | $82,637-78.9% |
| Participation rate | 54.5% | 66.5%-12.0pp | 77.8%-23.2pp | 68.1%-13.5pp |
| Annual return | 16.67% | 32.56%-15.9pp | 66.36%-49.7pp | 53.51%-36.8pp |
| Employer contribution / active EE | $902 | $2,622-65.6% | $4,175-78.4% | $2,552-64.7% |
| Participant deferral / active EE | $1,296 | $3,206-59.6% | $5,451-76.2% | $4,126-68.6% |
| Admin fee / account holder | $1,246 | $6,405-80.5% | $14,497-91.4% | $7,339-83.0% |