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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,922 | $81,331-84.1% | $155,534-91.7% | $80,935-84.0% |
| Participation rate | 74.5% | 66.3%+8.2pp | 78.2%-3.8pp | 67.7%+6.8pp |
| Annual return | 9.78% | 33.37%-23.6pp | 64.92%-55.1pp | 35.66%-25.9pp |
| Employer contribution / active EE | $1,035 | $3,105-66.7% | $4,675-77.9% | $2,757-62.5% |
| Participant deferral / active EE | $1,779 | $3,454-48.5% | $5,630-68.4% | $4,299-58.6% |
| Admin fee / account holder | $960 | $7,999-88.0% | $15,900-94.0% | $6,924-86.1% |