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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,191 | $154,228-38.3% | $145,433-34.5% | $137,256-30.6% |
| Participation rate | 81.3% | 83.8%-2.5pp | 82.1%-0.9pp | 80.0%+1.3pp |
| Annual return | 15.19% | 74.59%-59.4pp | 66.58%-51.4pp | 220.34%-205.1pp |
| Employer contribution / active EE | $4,272 | $4,804-11.1% | $4,554-6.2% | $4,156+2.8% |
| Participant deferral / active EE | $5,975 | $8,216-27.3% | $7,897-24.3% | $6,407-6.7% |
| Admin fee / account holder | $1,195 | $14,344-91.7% | $13,129-90.9% | $12,270-90.3% |