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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,328 | $110,379-75.2% | $102,412-73.3% | $145,884-81.3% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 15.93% | 24.84%-8.9pp | 24.94%-9.0pp | 551.85%-535.9pp |
| Employer contribution / active EE | $2,110 | $4,216-49.9% | $3,870-45.5% | $4,662-54.7% |
| Participant deferral / active EE | $8,530 | $5,622+51.7% | $5,060+68.6% | $6,690+27.5% |
| Admin fee / account holder | $42,671 | $9,745+337.9% | $8,388+408.7% | $13,392+218.6% |