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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,432 | $102,429-74.2% | $147,096-82.0% | $80,925-67.3% |
| Participation rate | 89.5% | 75.9%+13.6pp | 82.2%+7.3pp | 67.7%+21.8pp |
| Annual return | 14.89% | 135.02%-120.1pp | 419.75%-404.9pp | 35.65%-20.8pp |
| Employer contribution / active EE | $2,363 | $3,716-36.4% | $4,936-52.1% | $2,756-14.3% |
| Participant deferral / active EE | $4,442 | $6,649-33.2% | $8,071-45.0% | $4,299+3.3% |
| Admin fee / account holder | $1,258 | $7,957-84.2% | $13,005-90.3% | $6,940-81.9% |