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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,041 | $129,737-36.0% | $119,126-30.3% | $154,746-46.3% |
| Participation rate | 33.3% | 78.9%-45.5pp | 75.8%-42.4pp | 80.7%-47.4pp |
| Annual return | 14.24% | 379.08%-364.8pp | 282.11%-267.9pp | 172.34%-158.1pp |
| Employer contribution / active EE | $3,853 | $4,375-11.9% | $4,034-4.5% | $4,379-12.0% |
| Participant deferral / active EE | $26,437 | $5,842+352.5% | $5,318+397.1% | $6,730+292.8% |
| Admin fee / account holder | $226,325 | $11,961+1792.2% | $10,693+2016.5% | $14,365+1475.5% |