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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,322 | $108,911-77.7% | $100,392-75.8% | $145,884-83.3% |
| Participation rate | 77.8% | 83.0%-5.2pp | 81.5%-3.7pp | 80.3%-2.5pp |
| Annual return | 17.51% | 58.23%-40.7pp | 49.45%-31.9pp | 551.85%-534.3pp |
| Employer contribution / active EE | $1,328 | $4,420-70.0% | $3,941-66.3% | $4,662-71.5% |
| Participant deferral / active EE | $4,469 | $8,459-47.2% | $8,090-44.8% | $6,690-33.2% |
| Admin fee / account holder | $590 | $9,698-93.9% | $7,904-92.5% | $13,392-95.6% |