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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,942 | $174,379-57.6% | $152,093-51.4% | $138,895-46.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 19.56% | 74.86%-55.3pp | 66.36%-46.8pp | 145.39%-125.8pp |
| Employer contribution / active EE | $3,424 | $4,652-26.4% | $4,175-18.0% | $4,194-18.4% |
| Participant deferral / active EE | $8,233 | $6,159+33.7% | $5,451+51.0% | $6,396+28.7% |
| Admin fee / account holder | $333 | $16,880-98.0% | $14,497-97.7% | $12,562-97.4% |