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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,770 | $183,516-68.0% | $155,534-62.2% | $145,884-59.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.01% | 61.43%-50.4pp | 64.92%-53.9pp | 551.85%-540.8pp |
| Employer contribution / active EE | $4,373 | $5,315-17.7% | $4,675-6.5% | $4,662-6.2% |
| Participant deferral / active EE | $4,401 | $6,467-31.9% | $5,630-21.8% | $6,690-34.2% |
| Admin fee / account holder | $2,886 | $19,293-85.0% | $15,900-81.8% | $13,392-78.4% |