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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,756 | $94,031-35.4% | $115,768-47.5% | $82,448-26.3% |
| Participation rate | 92.1% | 70.4%+21.7pp | 74.4%+17.7pp | 68.1%+24.0pp |
| Annual return | 26.57% | 20.61%+6.0pp | 100.46%-73.9pp | 41.64%-15.1pp |
| Employer contribution / active EE | $4,615 | $2,323+98.6% | $2,940+57.0% | $2,551+80.9% |
| Participant deferral / active EE | $4,262 | $3,972+7.3% | $4,917-13.3% | $4,139+3.0% |
| Admin fee / account holder | $5,382 | $10,249-47.5% | $12,439-56.7% | $7,234-25.6% |