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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,756 | $94,436-35.7% | $115,599-47.4% | $82,637-26.5% |
| Participation rate | 92.1% | 70.4%+21.7pp | 74.3%+17.8pp | 68.1%+24.1pp |
| Annual return | 26.57% | 18.37%+8.2pp | 111.10%-84.5pp | 53.51%-26.9pp |
| Employer contribution / active EE | $4,615 | $2,324+98.6% | $2,955+56.1% | $2,552+80.8% |
| Participant deferral / active EE | $4,262 | $3,955+7.8% | $4,889-12.8% | $4,126+3.3% |
| Admin fee / account holder | $5,382 | $10,328-47.9% | $12,841-58.1% | $7,339-26.7% |