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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,069 | $108,912-10.0% | $100,383-2.3% | $145,959-32.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 7.61% | 57.96%-50.4pp | 49.26%-41.7pp | 561.95%-554.3pp |
| Employer contribution / active EE | $3,248 | $4,423-26.6% | $3,944-17.6% | $4,661-30.3% |
| Participant deferral / active EE | $9,739 | $8,451+15.2% | $8,086+20.4% | $6,689+45.6% |
| Admin fee / account holder | $1,486 | $9,690-84.7% | $7,900-81.2% | $13,398-88.9% |