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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,069 | $108,911-10.0% | $100,392-2.3% | $145,884-32.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 7.61% | 58.23%-50.6pp | 49.45%-41.8pp | 551.85%-544.2pp |
| Employer contribution / active EE | $3,248 | $4,420-26.5% | $3,941-17.6% | $4,662-30.3% |
| Participant deferral / active EE | $9,739 | $8,459+15.1% | $8,090+20.4% | $6,690+45.6% |
| Admin fee / account holder | $1,486 | $9,698-84.7% | $7,904-81.2% | $13,392-88.9% |