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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,069 | $108,897-9.9% | $100,378-2.3% | $145,877-32.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 7.61% | 58.17%-50.6pp | 49.41%-41.8pp | 551.28%-543.7pp |
| Employer contribution / active EE | $3,248 | $4,420-26.5% | $3,942-17.6% | $4,663-30.3% |
| Participant deferral / active EE | $9,739 | $8,455+15.2% | $8,087+20.4% | $6,691+45.6% |
| Admin fee / account holder | $1,486 | $9,690-84.7% | $7,899-81.2% | $13,402-88.9% |