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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,753 | $211,239-54.7% | $178,528-46.4% | $145,877-34.4% |
| Participation rate | 85.7% | 80.8%+4.9pp | 77.1%+8.6pp | 80.3%+5.4pp |
| Annual return | 7.96% | 30.22%-22.3pp | 27.11%-19.1pp | 551.28%-543.3pp |
| Employer contribution / active EE | $18,810 | $4,570+311.6% | $3,950+376.2% | $4,663+303.4% |
| Participant deferral / active EE | $17,423 | $6,963+150.2% | $6,278+177.5% | $6,691+160.4% |
| Admin fee / account holder | $19,198 | $12,095+58.7% | $10,419+84.3% | $13,402+43.2% |