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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,753 | $210,698-54.6% | $178,014-46.2% | $145,959-34.4% |
| Participation rate | 85.7% | 80.8%+5.0pp | 77.1%+8.6pp | 80.3%+5.4pp |
| Annual return | 7.96% | 386.27%-378.3pp | 294.80%-286.8pp | 561.95%-554.0pp |
| Employer contribution / active EE | $18,810 | $4,567+311.9% | $3,950+376.2% | $4,661+303.6% |
| Participant deferral / active EE | $17,423 | $6,958+150.4% | $6,276+177.6% | $6,689+160.5% |
| Admin fee / account holder | $19,198 | $12,016+59.8% | $10,362+85.3% | $13,398+43.3% |