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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,859 | $108,911-82.7% | $100,392-81.2% | $145,884-87.1% |
| Participation rate | 62.5% | 83.0%-20.5pp | 81.5%-19.0pp | 80.3%-17.8pp |
| Annual return | 13.60% | 58.23%-44.6pp | 49.45%-35.9pp | 551.85%-538.3pp |
| Employer contribution / active EE | $1,845 | $4,420-58.3% | $3,941-53.2% | $4,662-60.4% |
| Participant deferral / active EE | $3,055 | $8,459-63.9% | $8,090-62.2% | $6,690-54.3% |
| Admin fee / account holder | $566 | $9,698-94.2% | $7,904-92.8% | $13,392-95.8% |