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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,249 | $52,353-2.1% | $120,225-57.4% | $82,448-37.8% |
| Participation rate | 51.4% | 58.3%-6.9pp | 69.6%-18.1pp | 68.1%-16.6pp |
| Annual return | 17.15% | 61.85%-44.7pp | 439.23%-422.1pp | 41.64%-24.5pp |
| Employer contribution / active EE | $851 | $1,510-43.6% | $3,475-75.5% | $2,551-66.6% |
| Participant deferral / active EE | $2,143 | $2,627-18.4% | $3,999-46.4% | $4,139-48.2% |
| Admin fee / account holder | $2,481 | $4,363-43.1% | $5,696-56.4% | $7,234-65.7% |