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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,799 | $101,778-43.2% | $164,975-65.0% | $80,925-28.6% |
| Participation rate | 78.6% | 71.8%+6.7pp | 78.6%0pp | 67.7%+10.9pp |
| Annual return | 19.29% | 16.73%+2.6pp | 70.12%-50.8pp | 35.65%-16.4pp |
| Employer contribution / active EE | $2,765 | $2,954-6.4% | $4,343-36.3% | $2,756+0.3% |
| Participant deferral / active EE | $5,636 | $4,477+25.9% | $6,033-6.6% | $4,299+31.1% |
| Admin fee / account holder | $2,982 | $8,221-63.7% | $12,688-76.5% | $6,940-57.0% |