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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,403 | $111,830+100.7% | $93,696+139.5% | $145,884+53.8% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 8.37% | 204.08%-195.7pp | 133.74%-125.4pp | 551.85%-543.5pp |
| Employer contribution / active EE | $894 | $3,093-71.1% | $2,422-63.1% | $4,662-80.8% |
| Participant deferral / active EE | $3,603 | $4,920-26.8% | $4,417-18.4% | $6,690-46.1% |
| Admin fee / account holder | $77,722 | $10,249+658.3% | $8,287+837.9% | $13,392+480.4% |