Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,115 | $71,215-85.8% | $93,696-89.2% | $80,935-87.5% |
| Participation rate | 62.7% | 60.4%+2.3pp | 68.7%-6.0pp | 67.7%-4.9pp |
| Annual return | 7.89% | 11.27%-3.4pp | 133.74%-125.9pp | 35.66%-27.8pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,422-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,377 | $4,037-41.1% | $4,417-46.2% | $4,299-44.7% |
| Admin fee / account holder | $1,094 | $6,958-84.3% | $8,287-86.8% | $6,924-84.2% |