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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,098 | $107,809-85.1% | $97,032-83.4% | $155,188-89.6% |
| Participation rate | 50.0% | 75.5%-25.5pp | 71.6%-21.6pp | 80.8%-30.8pp |
| Annual return | 14.78% | 38.06%-23.3pp | 35.38%-20.6pp | 148.84%-134.1pp |
| Employer contribution / active EE | $842 | $2,911-71.1% | $2,629-68.0% | $4,248-80.2% |
| Participant deferral / active EE | $1,244 | $5,129-75.7% | $4,672-73.4% | $6,531-81.0% |
| Admin fee / account holder | $3,216 | $10,717-70.0% | $9,418-65.9% | $14,480-77.8% |