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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,031 | $59,006-11.8% | $97,295-46.5% | $74,478-30.1% |
| Participation rate | 34.7% | 63.7%-29.0pp | 72.7%-37.9pp | 67.2%-32.5pp |
| Annual return | 13.45% | 16.04%-2.6pp | 75.62%-62.2pp | 1370.56%-1357.1pp |
| Employer contribution / active EE | $1,145 | $1,894-39.6% | $2,723-58.0% | $2,626-56.4% |
| Participant deferral / active EE | $2,122 | $3,671-42.2% | $4,264-50.2% | $4,350-51.2% |
| Admin fee / account holder | $741 | $1,974-62.5% | $5,646-86.9% | $1,946-61.9% |