Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,423 | $81,331-35.5% | $155,534-66.3% | $80,935-35.2% |
| Participation rate | 16.0% | 66.3%-50.3pp | 78.2%-62.2pp | 67.7%-51.7pp |
| Annual return | 6.08% | 33.37%-27.3pp | 64.92%-58.8pp | 35.66%-29.6pp |
| Employer contribution / active EE | $423 | $3,105-86.4% | $4,675-90.9% | $2,757-84.6% |
| Participant deferral / active EE | $852 | $3,454-75.3% | $5,630-84.9% | $4,299-80.2% |
| Admin fee / account holder | $1,050 | $7,999-86.9% | $15,900-93.4% | $6,924-84.8% |