Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,401 | $101,653-42.5% | $147,080-60.3% | $74,459-21.6% |
| Participation rate | 51.6% | 75.6%-23.9pp | 82.2%-30.6pp | 67.2%-15.6pp |
| Annual return | 16.22% | 8754.98%-8738.8pp | 420.17%-403.9pp | 1369.70%-1353.5pp |
| Employer contribution / active EE | $1,474 | $3,813-61.3% | $4,933-70.1% | $2,626-43.8% |
| Participant deferral / active EE | $4,553 | $7,304-37.7% | $8,066-43.6% | $4,350+4.7% |
| Admin fee / account holder | $4,645 | $1,752+165.2% | $12,989-64.2% | $1,945+138.9% |