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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,391 | $100,139-92.6% | $85,187-91.3% | $145,884-94.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.16% | 84.15%-73.0pp | 66.67%-55.5pp | 551.85%-540.7pp |
| Employer contribution / active EE | $969 | $3,238-70.1% | $2,732-64.5% | $4,662-79.2% |
| Participant deferral / active EE | $1,573 | $5,296-70.3% | $4,525-65.2% | $6,690-76.5% |
| Admin fee / account holder | $601 | $7,262-91.7% | $6,162-90.2% | $13,392-95.5% |