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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,987 | $185,312-18.5% | $161,489-6.5% | $154,746-2.4% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 19.83% | 103.84%-84.0pp | 89.72%-69.9pp | 172.34%-152.5pp |
| Employer contribution / active EE | $4,938 | $4,769+3.5% | $4,268+15.7% | $4,379+12.8% |
| Participant deferral / active EE | $6,121 | $6,350-3.6% | $5,630+8.7% | $6,730-9.1% |
| Admin fee / account holder | $794 | $18,654-95.7% | $16,006-95.0% | $14,365-94.5% |