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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,369 | $172,111+62.9% | $150,298+86.5% | $137,256+104.3% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 18.23% | 69.37%-51.1pp | 62.79%-44.6pp | 220.34%-202.1pp |
| Employer contribution / active EE | $7,279 | $4,636+57.0% | $4,154+75.2% | $4,156+75.2% |
| Participant deferral / active EE | $12,694 | $6,166+105.9% | $5,453+132.8% | $6,407+98.1% |
| Admin fee / account holder | $1,989 | $16,471-87.9% | $14,116-85.9% | $12,270-83.8% |