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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,721 | $102,422-58.3% | $147,117-71.0% | $80,959-47.2% |
| Participation rate | 61.9% | 75.9%-14.0pp | 82.2%-20.3pp | 67.7%-5.8pp |
| Annual return | 24.87% | 135.16%-110.3pp | 420.54%-395.7pp | 35.67%-10.8pp |
| Employer contribution / active EE | $3,403 | $3,717-8.5% | $4,932-31.0% | $2,757+23.4% |
| Participant deferral / active EE | $7,685 | $6,652+15.5% | $8,065-4.7% | $4,300+78.7% |
| Admin fee / account holder | $6,854 | $7,953-13.8% | $12,993-47.3% | $6,925-1.0% |