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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,098,224 | $185,312+1571.9% | $161,489+1818.5% | $154,746+1902.1% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 37.43% | 103.84%-66.4pp | 89.72%-52.3pp | 172.34%-134.9pp |
| Employer contribution / active EE | $19,910 | $4,769+317.5% | $4,268+366.5% | $4,379+354.7% |
| Participant deferral / active EE | $12,660 | $6,350+99.4% | $5,630+124.9% | $6,730+88.1% |
| Admin fee / account holder | $3,697 | $18,654-80.2% | $16,006-76.9% | $14,365-74.3% |