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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,106 | $223,823-22.2% | $211,142-17.5% | $154,746+12.5% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 12.64% | 50.39%-37.7pp | 46.84%-34.2pp | 172.34%-159.7pp |
| Employer contribution / active EE | $26,866 | $6,787+295.9% | $6,442+317.0% | $4,379+513.5% |
| Participant deferral / active EE | $15,938 | $9,750+63.5% | $9,284+71.7% | $6,730+136.8% |
| Admin fee / account holder | $34,408 | $19,707+74.6% | $19,076+80.4% | $14,365+139.5% |