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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,106 | $275,752-36.9% | $256,809-32.2% | $198,609-12.3% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 12.64% | 34.81%-22.2pp | 32.73%-20.1pp | 202.70%-190.1pp |
| Employer contribution / active EE | $26,866 | $7,721+248.0% | $7,263+269.9% | $5,055+431.4% |
| Participant deferral / active EE | $15,938 | $10,037+58.8% | $9,520+67.4% | $6,977+128.4% |
| Admin fee / account holder | $34,408 | $25,716+33.8% | $25,146+36.8% | $19,030+80.8% |