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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,106 | $209,336-16.8% | $197,124-11.7% | $137,256+26.8% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 12.64% | 48.09%-35.4pp | 44.34%-31.7pp | 220.34%-207.7pp |
| Employer contribution / active EE | $26,866 | $6,591+307.6% | $6,227+331.4% | $4,156+546.4% |
| Participant deferral / active EE | $15,938 | $9,614+65.8% | $9,135+74.5% | $6,407+148.8% |
| Admin fee / account holder | $34,408 | $17,308+98.8% | $16,298+111.1% | $12,270+180.4% |