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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,620 | $61,125-71.2% | $94,057-81.3% | $87,485-79.9% |
| Participation rate | 92.9% | 64.1%+28.8pp | 73.3%+19.5pp | 68.9%+23.9pp |
| Annual return | 20.69% | 35.20%-14.5pp | 480.62%-459.9pp | 26.06%-5.4pp |
| Employer contribution / active EE | $1,631 | $2,136-23.6% | $2,933-44.4% | $2,596-37.2% |
| Participant deferral / active EE | $3,777 | $3,260+15.8% | $4,709-19.8% | $4,274-11.6% |
| Admin fee / account holder | $1,177 | $5,629-79.1% | $7,244-83.8% | $7,775-84.9% |