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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,976 | $58,311-77.7% | $81,882-84.2% | $80,959-84.0% |
| Participation rate | 92.6% | 63.5%+29.1pp | 72.4%+20.2pp | 67.7%+24.9pp |
| Annual return | 11.38% | 41.85%-30.5pp | 779.47%-768.1pp | 35.67%-24.3pp |
| Employer contribution / active EE | $1,457 | $2,347-37.9% | $2,916-50.0% | $2,757-47.2% |
| Participant deferral / active EE | $3,870 | $3,287+17.7% | $4,323-10.5% | $4,300-10.0% |
| Admin fee / account holder | $499 | $4,752-89.5% | $7,360-93.2% | $6,925-92.8% |