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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,896 | $183,592+38.8% | $155,567+63.8% | $145,959+74.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 31.10% | 61.24%-30.1pp | 64.74%-33.6pp | 561.95%-530.8pp |
| Employer contribution / active EE | $8,214 | $5,315+54.6% | $4,674+75.7% | $4,661+76.2% |
| Participant deferral / active EE | $20,077 | $6,464+210.6% | $5,628+256.7% | $6,689+200.2% |
| Admin fee / account holder | $9,139 | $19,318-52.7% | $15,916-42.6% | $13,398-31.8% |