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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,264 | $160,070+42.6% | $147,117+55.2% | $145,897+56.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.16% | 98.69%-86.5pp | 420.54%-408.4pp | 552.29%-540.1pp |
| Employer contribution / active EE | $3,102 | $5,285-41.3% | $4,932-37.1% | $4,663-33.5% |
| Participant deferral / active EE | $10,497 | $8,419+24.7% | $8,065+30.2% | $6,689+56.9% |
| Admin fee / account holder | $1,148 | $15,035-92.4% | $12,993-91.2% | $13,390-91.4% |