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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,401 | $183,539-73.6% | $155,556-68.9% | $145,897-66.8% |
| Participation rate | 93.8% | 82.7%+11.0pp | 78.2%+15.5pp | 80.3%+13.4pp |
| Annual return | 12.60% | 61.31%-48.7pp | 64.84%-52.2pp | 552.29%-539.7pp |
| Employer contribution / active EE | $14,038 | $5,315+164.1% | $4,675+200.2% | $4,663+201.1% |
| Participant deferral / active EE | $3,730 | $6,467-42.3% | $5,631-33.8% | $6,689-44.2% |
| Admin fee / account holder | $1,783 | $19,275-90.7% | $15,885-88.8% | $13,390-86.7% |