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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,202 | $81,504-47.0% | $102,437-57.8% | $80,959-46.6% |
| Participation rate | 87.7% | 66.9%+20.8pp | 74.5%+13.1pp | 67.7%+20.0pp |
| Annual return | 11.08% | 25.60%-14.5pp | 24.95%-13.9pp | 35.67%-24.6pp |
| Employer contribution / active EE | $1,926 | $3,104-38.0% | $3,871-50.3% | $2,757-30.2% |
| Participant deferral / active EE | $2,370 | $3,871-38.8% | $5,060-53.2% | $4,300-44.9% |
| Admin fee / account holder | $2,348 | $6,719-65.1% | $8,388-72.0% | $6,925-66.1% |